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Installment Sales

Structured Installment Sales offer an innovative way for individuals selling a business or property to avoid their immediate tax obligation.

Structured Installment Sales allow individuals selling a business, property or other appreciated asset (like art, memorabilia or vintage car collection) the opportunity to maximize the profits from the sale and avoid their immediate tax obligation in the year of sale, by placing proceeds from the transaction into an annuity product. By doing so, the seller avoids constructive receipt of the payment and avoids the immediate associated tax-obligation with those funds.

The portion of the sale placed into the Installment Sale grows on a pre-tax and tax-deferred basis with a tax payment obligation only in the future year(s) when payments are received. Structured Installment Sales utilize IRS approved methods and are invested with highly rated insurance carriers who provide the investment platform and future annuity payments.